649901Money changers and foreign exchange brokers or dealers
外幣兌換店及外匯經紀或交易商
Why 6 digits?
HSIC subclasses are 6 digits. The first four match the international ISIC class; Hong Kong adds a two-digit local suffix for finer detail, especially across its import and export trade, so a code steps from a 4-digit class straight to a 6-digit subclass. More on the HSIC structure.
This activity involves businesses that facilitate the exchange of foreign currencies, including money changers and foreign exchange brokers or dealers. These entities provide services to individuals and businesses looking to convert one currency into another, often for travel, trade, or investment purposes.
This classification includes
- foreign currencies exchange brokers
- money changers
Licences and approvals
What this activity needs to operate
Activities under this code trigger the following licensing regimes. Emerhub prepares and files each application on your behalf.
Money Service Operator (MSO) Licence
Customs and Excise Department (C&ED)
Required under the Anti-Money Laundering and Counter-Terrorist Financing Ordinance (Cap. 615) for any person operating a money changing service or remittance service in Hong Kong. Licensees, their directors and ultimate owners must pass a fit and proper person test and the licence is valid for two years.
Official sourceVerified 2026-07-14
Offshore profits claim feasibility
MediumWhile money changing and foreign exchange brokerage can involve offshore clients, the activities are often tied to local customers and premises. Contracts are typically negotiated within Hong Kong, making it challenging to qualify for offshore treatment.
Business registration wording
Suggested business nature for this activity
English
FOREIGN CURRENCY EXCHANGE BROKERS AND MONEY CHANGERS
52/60 characters
Chinese 中文
外幣兌換店及外匯經紀
10/30 characters
Companies
Licensed operators
Verified registry620 on the MSO (Customs & Excise) register; a sample below.
- BANCKA LIMITED百家有限公司MSO (Customs & Excise)
- BAO SHUN HUI TRADING COMPANY LIMITED寶順匯貿易有限公司MSO (Customs & Excise)
- BDO REMIT LIMITED TRADING AS BDO REMITMSO (Customs & Excise)
- BEE MANAGEMENT COMPANY LIMITED TRADING AS BEE CURRENCY EXCHANGE小蜜蜂管理有限公司 營業名稱 小蜜蜂外幣兑換MSO (Customs & Excise)
- BEEPAY LIMITEDMSO (Customs & Excise)
- BERKERLIN TECHNOLOGY COMPANY LIMITED貝克林科技有限公司MSO (Customs & Excise)
- BEST HONEST CURRENCY EXCHANGE LIMITED益誠找換店有限公司MSO (Customs & Excise)
- BEST SUCCESS CORPORATION LIMITED利成興業有限公司MSO (Customs & Excise)
- BINDO LABS LIMITEDMSO (Customs & Excise)
- BNI REMITTANCE LIMITEDMSO (Customs & Excise)
- BO WUI TECHNOLOGY LIMITED TRADING AS BAO YING MONEY EXCHANGE寶匯科技有限公司 營業名稱 寶盈找換MSO (Customs & Excise)
- CHUNG HAI EXCHANGE LIMITED中海找換有限公司MSO (Customs & Excise)
Standard compliance
Compliance every Hong Kong company shares
Beyond anything specific to this activity, every Hong Kong company handles two-tiered profits tax, the annual return (Form NAR1) within 42 days of its incorporation anniversary, audited accounts, MPF enrolment for staff, and a company secretary. Emerhub runs all of it on your behalf.
See the full Hong Kong compliance calendarFrequently asked questions
What licenses do I need to operate?
You need a Money Service Operator License from the Hong Kong Customs and Excise Department to operate as a money changer or foreign exchange broker.
Are there specific tax implications?
Profits from money changing and foreign exchange activities are subject to Hong Kong profits tax, as these activities are generally considered local.
Can I operate online without a physical presence?
A physical presence is typically required for licensing, but online services can complement your operations once licensed.
Incorporate in Hong Kong
Starting a money changers and foreign exchange brokers or dealers business in Hong Kong?
Emerhub incorporates your company, registers the business nature above with the IRD, files every licence application, and runs your company secretary and compliance calendar. You provide the documents; Emerhub handles every government interaction.
Start incorporation with Emerhub