6499Other financial service activities without loan making
其他不涉及借貸的金融服務活動
This class includes a variety of financial service activities that do not involve the provision of loans. It encompasses services such as financial leasing, investment advice, and other financial intermediation activities that support the functioning of financial markets without directly lending money.
Subclasses in this class
Licences and approvals
What this activity needs to operate
Activities under this code trigger the following licensing regimes. Emerhub prepares and files each application on your behalf.
Money Service Operator (MSO) Licence
Customs and Excise Department (C&ED)
Required under the Anti-Money Laundering and Counter-Terrorist Financing Ordinance (Cap. 615) for any person operating a money changing service or remittance service in Hong Kong. Licensees, their directors and ultimate owners must pass a fit and proper person test and the licence is valid for two years.
Official sourceVerified 2026-07-14
Stored Value Facility (SVF) Licence
Hong Kong Monetary Authority (HKMA)
Required for issuers of stored value facilities such as e-wallets, prepaid cards and other prepaid payment instruments under the Payment Systems and Stored Value Facilities Ordinance (Cap. 584). The Monetary Authority grants a licence only if all minimum criteria, including capital, fitness and propriety and float safeguarding, are met; licensed banks are deemed to be granted an SVF licence.
Applies to e-wallet and prepaid payment instrument issuers
- Capital requirement
- Paid-up share capital of not less than HKD 25M (or equivalent financial resources); HKMA may impose higher requirements
Official sourceVerified 2026-07-14
Standard compliance
Compliance every Hong Kong company shares
Beyond anything specific to this activity, every Hong Kong company handles two-tiered profits tax, the annual return (Form NAR1) within 42 days of its incorporation anniversary, audited accounts, MPF enrolment for staff, and a company secretary. Emerhub runs all of it on your behalf.
See the full Hong Kong compliance calendarIncorporate in Hong Kong
Starting a other financial service activities without loan making business in Hong Kong?
Emerhub incorporates your company, registers the business nature above with the IRD, files every licence application, and runs your company secretary and compliance calendar. You provide the documents; Emerhub handles every government interaction.
Start incorporation with Emerhub