829100Debt collecting and credit reporting services
代收帳款及信貸報告服務
Why 6 digits?
HSIC subclasses are 6 digits. The first four match the international ISIC class; Hong Kong adds a two-digit local suffix for finer detail, especially across its import and export trade, so a code steps from a 4-digit class straight to a 6-digit subclass. More on the HSIC structure.
This activity involves providing services related to the collection of debts owed by individuals or businesses, as well as the reporting of credit information. It includes functions such as bill collecting, adjusting services, and operating credit reporting bureaus to assess the creditworthiness of consumers and businesses.
This classification includes
- bill collecting and adjusting services
- credit reporting bureau
- debt collecting
Licences and approvals
What this activity needs to operate
No sector-specific licence applies to this activity. It can be set up as a standard Hong Kong company without extra regulatory approvals. Premises-based or product-based permits can still apply case by case; Emerhub confirms the exact position during scoping.
Offshore profits claim feasibility
LowDebt collecting and credit reporting services are typically performed within Hong Kong, dealing with local clients and businesses. Contracts are often negotiated and concluded in Hong Kong, making it challenging to qualify for offshore treatment.
Business registration wording
Suggested business nature for this activity
English
DEBT COLLECTING AND CREDIT REPORTING SERVICES
45/60 characters
Chinese 中文
代收帳款及信貸報告服務
11/30 characters
Standard compliance
Compliance every Hong Kong company shares
Beyond anything specific to this activity, every Hong Kong company handles two-tiered profits tax, the annual return (Form NAR1) within 42 days of its incorporation anniversary, audited accounts, MPF enrolment for staff, and a company secretary. Emerhub runs all of it on your behalf.
See the full Hong Kong compliance calendarFrequently asked questions
Do I need a license for debt collecting?
Yes, debt collecting services in Hong Kong require a license under the Debt Collection Licenses Ordinance.
How is tax applied to credit reporting services?
Credit reporting services are subject to Hong Kong profits tax, as they are typically conducted within the jurisdiction.
Can I operate this business from outside Hong Kong?
While you can manage operations remotely, the services must comply with local regulations and may require a physical presence in Hong Kong.
Incorporate in Hong Kong
Starting a debt collecting and credit reporting services business in Hong Kong?
Emerhub incorporates your company, registers the business nature above with the IRD, files every licence application, and runs your company secretary and compliance calendar. You provide the documents; Emerhub handles every government interaction.
Start incorporation with Emerhub