66Activities auxiliary to financial service and insurance activities
金融保險輔助活動
This division includes activities that support financial services and insurance operations, such as providing services related to the management of financial assets, risk assessment, and insurance brokerage. It encompasses a range of auxiliary services that facilitate the functioning of financial institutions and insurance companies.
Groups in this division
Licences and approvals
What this activity needs to operate
Activities under this code trigger the following licensing regimes. Emerhub prepares and files each application on your behalf.
Licensed Insurance Agency
Insurance Authority (IA)
Licence under the Insurance Ordinance (Cap. 41) for companies, partnerships or sole proprietorships that carry on regulated activities as agent of an insurer, appointed by up to four insurers (of which at most two may be long term insurers). Agencies distribute and arrange insurance products on behalf of their appointing insurers.
Agencies act as agent of up to four appointing insurers
Official sourceVerified 2026-07-14
Licensed Insurance Broker Company
Insurance Authority (IA)
Licence under the Insurance Ordinance (Cap. 41) for companies that negotiate or arrange insurance contracts as the agent of policy holders and advise on insurance matters. Broker companies must meet financial requirements under the Insurance (Financial and Other Requirements for Licensed Insurance Broker Companies) Rules, including minimum capital, net assets and professional indemnity insurance.
Broker companies act as agent of the policy holder
- Capital requirement
- Paid-up share capital of not less than HKD 500,000 and net assets of not less than HKD 500,000
Official sourceVerified 2026-07-14
Money Broker Approval
Hong Kong Monetary Authority (HKMA)
Approval required under the Banking Ordinance (Cap. 155) for any person who, for reward, negotiates, arranges or facilitates agreements between other persons in respect of deposits, currency transactions or specified instruments. Approval criteria in the Eleventh Schedule cover fitness and propriety of directors and controllers, financial soundness and adequate controls.
Applies to interbank money and foreign exchange broking
- Capital requirement
- Minimum paid-up capital of HKD 5M (or equivalent in an approved currency)
Official sourceVerified 2026-07-14
MPF Intermediary Registration (Principal Intermediary / Subsidiary Intermediary)
Mandatory Provident Fund Schemes Authority (MPFA)
Registration under the Mandatory Provident Fund Schemes Ordinance (Cap. 485) for any business or individual selling, marketing or advising on MPF schemes. Principal intermediaries must already be regulated by an industry regulator (HKMA, SFC or IA) and designate a responsible officer; subsidiary intermediaries are individuals attached to a principal intermediary who must pass an MPFA qualifying examination.
Required where the firm sells or advises on MPF schemes
Official sourceVerified 2026-07-14
SFC Licence for Type 1 Regulated Activity (Dealing in Securities)
Securities and Futures Commission (SFC)
Required for corporations that trade, broker or distribute securities in Hong Kong, including stockbrokers, placing agents and securities dealers. Licensing is under the Securities and Futures Ordinance (Cap. 571) and firms must meet the Securities and Futures (Financial Resources) Rules on an ongoing basis.
- Capital requirement
- HKD 5M paid-up share capital + HKD 3M liquid capital (standard); HKD 10M paid-up if providing securities margin financing or acting as custodian of a private OFC; no paid-up requirement and HKD 500K liquid capital for approved introducing agents or proprietary traders
- Processing time
- Approximately 15 weeks for a licensed corporation application (SFC published estimate)
Official sourceVerified 2026-07-14
SFC Licence for Type 2 Regulated Activity (Dealing in Futures Contracts)
Securities and Futures Commission (SFC)
Required for corporations that deal in futures contracts for clients or solicit orders in futures, including futures brokers and commodities trading firms. Licensed under the Securities and Futures Ordinance (Cap. 571) with ongoing financial resources obligations.
- Capital requirement
- HKD 5M paid-up share capital + HKD 3M liquid capital (standard); no paid-up requirement and HKD 500K liquid capital for approved introducing agents, proprietary traders or futures non-clearing dealers
- Processing time
- Approximately 15 weeks for a licensed corporation application (SFC published estimate)
Official sourceVerified 2026-07-14
SFC Licence for Type 4 Regulated Activity (Advising on Securities)
Securities and Futures Commission (SFC)
Required for corporations giving advice or issuing research and analyses on the acquisition or disposal of securities, such as investment advisers and research houses. Firms that do not hold client assets can operate under a licensing condition with reduced financial requirements.
- Capital requirement
- No paid-up capital requirement + HKD 100K liquid capital if subject to the licensing condition not to hold client assets; otherwise HKD 5M paid-up + HKD 3M liquid capital
- Processing time
- Approximately 15 weeks for a licensed corporation application (SFC published estimate)
Official sourceVerified 2026-07-14
SFC Licence for Type 6 Regulated Activity (Advising on Corporate Finance)
Securities and Futures Commission (SFC)
Required for corporations advising on corporate finance matters such as takeovers, mergers, listings and compliance with the Listing Rules, including IPO sponsors and corporate finance advisory firms. Sponsors of listing applications face higher capital requirements under the Financial Resources Rules.
Applies to corporate finance advisory and IPO sponsorship work
- Capital requirement
- Non-sponsor not holding client assets: no paid-up capital + HKD 100K liquid capital; non-sponsor holding client assets: HKD 5M paid-up + HKD 3M liquid capital; sponsor: HKD 10M paid-up + HKD 3M liquid capital (HKD 100K liquid if not holding client assets)
- Processing time
- Approximately 15 weeks for a licensed corporation application (SFC published estimate)
Official sourceVerified 2026-07-14
SFC Licence for Type 9 Regulated Activity (Asset Management)
Securities and Futures Commission (SFC)
Required for corporations providing discretionary management of securities or futures portfolios or real estate investment schemes, including fund managers, hedge funds and private equity managers with discretionary mandates. Managers that do not hold client assets can operate under a licensing condition with reduced financial requirements.
- Capital requirement
- No paid-up capital requirement + HKD 100K liquid capital if subject to the licensing condition not to hold client assets; otherwise HKD 5M paid-up + HKD 3M liquid capital
- Processing time
- Approximately 15 weeks for a licensed corporation application (SFC published estimate)
Official sourceVerified 2026-07-14
Trust or Company Service Provider (TCSP) Licence
Companies Registry (Registry for Trust and Company Service Providers)
Required under the Anti-Money Laundering and Counter-Terrorist Financing Ordinance (Cap. 615) for any person carrying on a business of providing trust or company services in Hong Kong, such as forming companies, acting as nominee director or company secretary, providing registered office addresses or acting as trustee. Applicants and their ultimate owners, partners and directors must pass a fit and proper test; the licence is valid for three years.
Applies to trustee and custodian service providers
Official sourceVerified 2026-07-14
Standard compliance
Compliance every Hong Kong company shares
Beyond anything specific to this activity, every Hong Kong company handles two-tiered profits tax, the annual return (Form NAR1) within 42 days of its incorporation anniversary, audited accounts, MPF enrolment for staff, and a company secretary. Emerhub runs all of it on your behalf.
See the full Hong Kong compliance calendarIncorporate in Hong Kong
Starting a activities auxiliary to financial service and insurance activities business in Hong Kong?
Emerhub incorporates your company, registers the business nature above with the IRD, files every licence application, and runs your company secretary and compliance calendar. You provide the documents; Emerhub handles every government interaction.
Start incorporation with Emerhub